Cash home buyers in Minnesota

Sell your house fast for cash in Minnesota

Sell your Minnesota house for cash in Minneapolis, Saint Paul, Rochester, Duluth, St. Cloud or a lake town up north. Ice-dam damage, old foundations and dated homes are all fine as-is.

  • Cash offer within 24 hours for homes
  • Close in as little as 7 days
  • No repairs, commissions or showings
  • We buy across Minnesota, not just in Minneapolis

Updated October 1, 2026

Get your Minnesota cash offer

Step 1 of 2: about the property

Homes get an offer within 24 hours; land and commercial property within 72.

A ballpark is fine. It helps us tell you quickly whether we can get close.

No obligation. Takes about two minutes.

Cash offer
Within 24 hours for homes; 72 hours for land and commercial property
Closing
In as little as 7 days for homes and 10 days for other property, or on your date
Condition
As-is. No repairs, cleaning, staging or showings
Cost to you
No commissions or fees; we cover standard closing costs
Where
Anywhere in Minnesota, from Minneapolis and Saint Paul to small towns and rural land

Where we buy in Minnesota

We buy houses in Minneapolis, Saint Paul and Rochester and across Minnesota

Whether your property is in Minneapolis or a small town hours from the nearest metro, the process and the timeline are the same: a written offer first, then a closing date you choose.

  • Minneapolis, MN
  • Saint Paul, MN
  • Rochester, MN
  • Duluth, MN
  • Bloomington, MN
  • Brooklyn Park, MN
  • Plymouth, MN
  • St. Cloud, MN
  • Plus suburbs, small towns and rural property statewide

Local know-how

Selling a house in Minnesota: what to know

Most Minnesota sales happen in the Twin Cities metro, where Minneapolis and Saint Paul have large stocks of pre-war homes and the suburbs are newer. Rochester's market is anchored by Mayo Clinic, Duluth's by the port and the university, and lake country's by cabins and seasonal homes.

Winter drives most Minnesota home repairs: ice dams, frozen pipes, heaving foundations and furnaces that run half the year. Minneapolis, Saint Paul and some suburbs also require a time-of-sale housing evaluation before a home is sold.

  • Time-of-sale evaluations

    Minneapolis and Saint Paul require a Truth-in-Sale-of-Housing evaluation, and some suburbs have their own. Whatever it flags, we buy with those items unrepaired where the city allows.

  • Ice dams and freeze damage

    Water stains, damaged ceilings and burst pipes from hard winters are priced into the offer.

  • Well and septic disclosures

    Minnesota requires sellers to disclose wells and septic systems. We buy rural homes with both.

How it works

How to sell your Minnesota house for cash

Three steps from first contact to closing, wherever the property is in Minnesota.

  1. Step 1

    Tell us about the property

    Share the address, the property type and the best way to reach you. It takes about two minutes, and there is no obligation.

  2. Step 2

    Get a written cash offer

    We look at the property and recent sales nearby, then send a fair cash offer: within 24 hours for homes and 72 hours for land and commercial property.

  3. Step 3

    Close when you're ready

    Pick the closing date. We close through a licensed title company or closing attorney in as little as 7 days for homes (10 for other property), and you are paid at closing.

Start with your address

Compare your options

Cash offer vs. listing your Minnesota house

Both can be the right choice. Here is how they differ on the things that usually decide it.

Cash offer from Serden Listing with an agent
Time to an offer 24 hours for homes, 72 hours for other property Weeks or months on the market
Closing As little as 7 days, or on the date you choose Usually 30 to 60 days after an offer is accepted
Repairs and cleaning None. We buy as-is Often expected before listing or after the inspection
Showings and open houses None Many, on the buyer's schedule
Agent commissions None Often 5% to 6% of the price, depending on what you negotiate
Closing costs We cover standard closing costs Seller usually pays a share
Financing risk None. We pay cash A buyer's loan can fall through late
Price A fair cash price that reflects repairs and our risk Potentially higher, before commissions, repairs and months of holding costs

Listing can bring a higher price for a house in move-in condition when you have time to wait. A cash sale is built for speed, certainty and property that needs work. Compare the offer with what you would net after commissions, repairs and months of mortgage, taxes and utilities.

Sell with confidence

How to vet any Minnesota cash buyer, including us

Most cash buyers are legitimate, but the industry has its share of lowball bait-and-switch offers and companies that never intended to buy. These checks protect you whoever you sell to.

  1. Get the offer in writing It should show the price, any fees or deductions, who pays which closing costs, and the closing date.
  2. Close with a licensed title company or attorney Look them up yourself. They hold the money and record the deed, so neither side handles the funds directly.
  3. Never pay to get an offer A legitimate buyer doesn't charge an application, inspection or "processing" fee up front.
  4. Ask who is actually buying Some companies sign a contract and then sell it to another investor. Ask whether the company on the contract will be the one closing.
  5. Ask for proof of funds A cash buyer should be able to show the money is available before you take the house off the market.
  6. Compare it with listing Weigh the offer against what you would net after commissions, repairs, closing costs and months of carrying the property.

Any condition, any situation

We buy Minnesota houses in any condition

From a dated house in Saint Paul to an inherited property in Rochester that nobody has lived in for years: you don't have to fix it or clear it out first.

  • Inherited or probate property

    Sell a house you inherited without clearing it out, fixing it up or managing it from far away.

  • Behind on payments

    A quick sale can pay off the loan before a foreclosure finishes and protect what equity is left.

  • Divorce or separation

    A clean cash sale with one closing date makes it simpler to divide the proceeds and move on.

  • Relocating

    Moving for work or family? Close before you go, or after, without carrying two housing payments.

  • Tired landlord

    Sell a rental with tenants in place, overdue repairs or a lease that still has months to run.

  • Major repairs

    Fire, water, foundation, roof or mold damage: we price the work in so you don't have to do it.

  • Downsizing or retiring

    Sell the family home on your schedule and leave behind anything you don't want to move.

  • Liens, back taxes or code violations

    Liens and unpaid taxes are paid from the sale at closing, and open violations become our problem.

Questions and answers

Questions about selling a house in Minnesota

How fast can I sell my house for cash in Minnesota?

Request an offer and we send a written cash offer for a Minnesota home within 24 hours (72 hours for land and commercial property). Once you accept and the title is clear, most homes close in as little as 7 days. If you need longer, you choose the date.

Do I need a truth-in-sale-of-housing evaluation to sell my Minneapolis house for cash?

Generally, yes, if the house is in Minneapolis, Saint Paul or another city with a time-of-sale program; check with the city for your situation. Most items on the report don't have to be repaired before a sale, and we buy with them unrepaired where the city allows it.

Do you buy cabins and lake homes in northern Minnesota?

Yes. We buy cabins, lake homes and seasonal properties, including ones with older septic systems, shared wells or seasonal road access.

Can I sell my Minnesota house if I'm facing foreclosure?

Usually, yes, until the foreclosure sale. Most Minnesota foreclosures happen outside court under the mortgage's power-of-sale clause, so the time between the first notice and the sale can be short. The sooner you act, the more options you have. Selling for cash can pay off the loan and stop the foreclosure. A HUD-approved housing counselor (free or low cost) or a local real estate attorney can walk you through every option.

Do you buy houses in Minneapolis, Saint Paul and Rochester and smaller Minnesota towns?

Yes. We buy in Minneapolis, Saint Paul, Rochester, Duluth, Bloomington, Brooklyn Park, Plymouth and St. Cloud, and in suburbs, small towns and rural areas across Minnesota. Location affects the offer, not whether we make one.

What does it cost to sell my Minnesota house to Serden?

Nothing out of pocket. There are no commissions or fees, and we cover the standard closing costs. Any mortgage, liens or unpaid property taxes are paid from the sale at closing, and the rest is yours.

Selling near the state line?

We also buy in states near Minnesota

Somewhere else?

All 50 states

Own property in another state? Choose it on the map.

Browse all 50 states by region

Northeast & Mid-Atlantic

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Get your Minnesota cash offer

Tell us about the property and get a written, no-obligation offer. Minnesota homes hear back within 24 hours.

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