Residential real estate appraisers provide an independent opinion of a home's market value. Lenders order appraisals for mortgages, and homeowners hire appraisers for estates, divorces, tax appeals and pricing decisions.
Common appraisal services include:
Hire an appraiser when you need a documented, independent opinion of value. A lender-ordered appraisal is arranged through the lender. Art, jewelry and personal property appraisal is outside this category.
Appraisal Shield builds customizable appraisal software for lenders of all sizes that is designed to simplify appraisal workflows, increase communication, maintain regulatory compliance, and help close more loans; Appraisal Shield emphasizes customer service as the foundation of the company, offers an all-inclusive platform that can be personalized for clients at no additional cost, and provides sales and support channels for onboarding and implementation (website: Appraisal Shield).
BB Appraisal is a commercial real estate appraisal and consulting firm headquartered in Oklahoma City that has provided valuation services since 2015. The company offers valuation services across all 77 counties of Oklahoma for a wide range of property types including agricultural, industrial, residential developments, strip shopping centers, hospitality, and recreational properties, and also provides legal consultation and appraisal review; BB Appraisal emphasizes integrity, factual accuracy, timely delivery, and clear, concise reporting tailored to client requirements (website: BB Appraisal).
Legacy Appraisals LLC is a full-service real estate appraisal firm based in Mustang, Oklahoma that serves multiple surrounding counties including Canadian, Grady, McClain, Cleveland, Oklahoma, Pottawatomie, Lincoln, Logan, and Caddo; the company provides residential and specialty appraisal services such as pre-listing appraisals, PMI removal, estate planning, divorce and tax-purpose valuations, and emphasizes an unbiased approach, professional work ethic, and accurate, trustable appraisal reports.
Munding Appraisal is a Yukon, Oklahoma–based real estate appraisal firm that provides high-quality residential and commercial valuation services across Canadian County and the greater Oklahoma City area, offering appraisals for primary and secondary mortgages, PMI removal, FHA 203K, pre-listing, estate planning, divorce settlement, tax assessment disputes, retrospective and REO valuations, employee relocation, and litigation support; Munding Appraisal emphasizes local market analysis, the use of technology to improve efficiency and pricing, and strong customer service while operating from 4201 Gemstone Circle, Yukon, OK (phone 405-204-2506).
Lowery Property Advisors is a tech-enabled commercial real estate appraisal and advisory firm founded in 2010 that provides comprehensive commercial property valuation, right-of-way and eminent domain appraisal and litigation support, tax consulting, and institutional advisory services; Lowery Property Advisors operates multiple offices across the Southwest (including a fully staffed Oklahoma City office formed through the integration of Schmook Appraisal Company) and focuses on delivering accurate, USPAP-compliant appraisal reports, in-depth market research, and 100% on-time delivery to lenders, investors, government agencies, and private clients (Lowery Property Advisors — Oklahoma City).
Bien Appraisal (operating as OKC Appraiser / Bien Appraisal, LLC) is an Oklahoma City–based real estate appraisal and valuation firm that provides residential and commercial property appraisals, consulting, and appraisal review services across Oklahoma; Bien Appraisal supports a range of assignment types, has been listed as a registered government contractor, and can be contacted by phone at 405-990-4663 (sources: CLEATUS contractor profile for Bien Appraisal, LLC and an Oklahoma Insurance Department purchase order referencing okcappraiser email addresses).
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A real estate appraiser inspects the property, researches comparable sales and market conditions, and prepares a report with an opinion of the property's market value as of a specific date.
Homeowners commonly hire an appraiser for estates and date-of-death values, divorce, property tax appeals or setting a listing price. A lender arranges its own appraisal for a mortgage. An appraisal is a formal valuation by a state-licensed or certified appraiser, which differs from an agent's market analysis.
Confirm the appraiser is licensed or certified in your state, ask about experience with your property type and purpose, such as estates or tax appeals, and what the report includes.
Cost depends on the property's size and complexity, location, the purpose and type of report, rush requests and whether the appraiser must testify or provide additional consulting.
Make the home accessible, including the attic, basement and outbuildings, and provide a list of improvements with dates. Share any survey or recent inspection that might help the appraiser.