About Company

Smitherwood Insurance is an independent insurance agency and brokerage based in Richmond, Virginia, led by Oliver Smith. Smitherwood Insurance helps growing families and small businesses build tailored protection plans, offering personal lines such as home, auto, and renter’s insurance, life and health products, business and specialty coverages (including classic/collector vehicles, motorcycles, RV/ATV, watercraft, and surety bonds), and services for employer groups and contractors. The company emphasizes clear explanations, competitive options from multiple carriers, personalized service, and resources to help clients make informed coverage decisions.

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