About Company

America's Loan Company is a direct Ohio-based lender focused on expanding access to affordable credit for residents with imperfect credit; the company offers personal installment loans ($100–$3,000), car title loans (up to $10,000), and refinancing/debt-consolidation options with terms from 6 to 60 months, emphasizes fast online or in-branch applications and same-day direct deposit after contract signing, uses soft credit inquiries and reports payment history to TransUnion to help rebuild credit, has operated since 2004, is licensed in Ohio and holds an A+ BBB rating, and promotes transparent terms and promotional deferments (e.g., promo code 45DAYS for deferred payments and initial interest-free days).

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